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2003 Press Releases

PaymentOne Selected as Payment Services Provider for Joi Internet, Nation's Largest Independant ISP

PaymentOne’s PhoneBill ™ Platform Provides JOI’s Customers with Secure, Easy-to-use Payment Alternative to Credit Cards

San Jose, CA — July 28, 2003 — PaymentOne, the leader in payment solutions and strategies for the Internet, today announced that JOI Internet, a division of Hawk Communications Inc., has joined other leading Internet service and content providers in offering customers an alternative to the credit card through the Internet’s fastest growing payment option, PaymentOne's PhoneBill ™ payment platform.

As the largest independent ISP and price value leader in Internet services, JOI Internet is expanding its payment options to reach all Internet users, not only those who use credit cards, but those who want and need an easier, quicker and frictionless alternative. By offering PhoneBill ™, Internet users now have an easier and more secure alternative to the credit card. JOI Internet subscribers who register for the PhoneBill ™ payment method will have their Internet subscription charges conveniently consolidated onto their monthly local telephone bill.

“With its wide reach, superior fraud control, and ease-of-use for subscribers, PaymentOne’s PhoneBill ™ is a natural addition that will help us reach our subscriber growth and retention goals,” said David Norman, vice president of operations, JOI Internet.

With PaymentOne’s leading-edge technology and PhoneBill ™ platform, consumers who do not own credit cards or refuse to use them online now have the ability to make online purchases easier and more securely than ever before. Being faced with so much Internet security and fraud issues these days, consumers can now go online and shop for a vast array of Internet services and other digital content with the confidence that their transactions are secured by using PaymentOne’s proprietary technology.

“Addressing consumer sentiment around security and privacy are ongoing imperatives. JOI Internet can now leverage our breakthrough solution in a service bureau model designed to meet the unique needs for credit card payment alternative” said Joe Lynam, CEO of PaymentOne. “We are encouraged to see companies like JOI Internet recognize the importance of offering a range of payment options. By partnering with clients that utilize our expertise, we continue to see our client’s subscriber rates grow."

In a recent study, commissioned by Javelin Research & Strategy and Econtent Magazine, 53 percent of consumers asked for a more secure and easier way to pay online. PaymentOne offers a secure payment option that is bridging the gap between the merchant and their customers, resulting in dramatically increased customer acquisition rates, revenue growth and optimized profit margins.

About PaymentOne

PaymentOne Corporation is the leading Payment Service Provider (PSP) for the Internet, offering complete out-sourced billing and customer revenue optimization solutions in a service bureau model designed to meet the unique needs of Internet Service Providers, Enhanced Service Providers, and Digital Content Providers. Industry leading payment platforms include PhoneBill ™, DirectPay, WebBill ®, CreditCard, ACH, and Pre-Paid. As a single-vendor solution, PaymentOne's products span the entire service chain and include front-end Registration, Validation and Fraud Control, Customer Management, and Customer Care in addition to its billing platforms. PaymentOne is a privately held company located in Silicon Valley. To learn more about PaymentOne, visit www.PaymentOne.com or call 800-747-4028.

About JOI Internet

Hawk Communications is the parent company of Joi Internet and Hawk Communications Web Hosting. With over 8,000 dial-up access numbers, Joi Internet dial-up access footprint is available to 90% of the United States population. By offering a self-installing software package that requires minimal customer services and tech support, they have been able to provide no frills Internet access at a heavily discounted rate to Internet users nationwide. Founded in 1999 Joi Internet is simply the best yet affordable way to get online nationwide. “Make customers the most important assets of the company. Give excellent customer service. Challenge new ideas, innovation and constant improvement, is our mission. Deliver the Best Possible Internet Service for the Best Possible Price is our goal” said David Norman Vice President of Operations. To sign up for Joi Internet, visit www.joiinternet.com, or call 866-GO-TO-JOI

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PaymentOne is a registered trademark of PaymentOne Corporation. WebBill ® and DirectBill ™ are trademarks of PaymentOne Corporation. All other names and trademarks are the property of their respective owners.

"In today's economy, triple-digit percentage revenue growth is an exceptional accomplishment. We commend PaymentOne for making the commitment to technology and delivering on the promise of market longevity"

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